2-Wheeler Insurance is designed to protect motorbikes and scooters from unforeseen risks like accidents, theft, fire, and natural calamities. Like car insurance, it comes in two types: Third-Party Liability Insurance (compulsory) and Comprehensive Insurance (covering own damage as well). Premiums are generally lower, making it affordable and essential for every rider.
Additional covers like zero depreciation, personal accident cover, and roadside assistance can enhance protection. Having valid 2-wheeler insurance ensures compliance with legal requirements, safety against financial losses, and smoother claim settlements in emergencies. Timely renewal is necessary to avoid penalties and lapses in coverage.